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empty pockets

Broke? A Pittsburgh Bankruptcy Lawyer can help!

Chapter 7
Are you working for your creditors? Making minimum payments on your credit cards or just trying to dig out from late fees? There is a way out. Chapter 7 of the Bankruptcy Code is the most simple form of bankruptcy. For a individual debtor, or a married couple, a Chapter 7 bankruptcy is a quick process. A pre-bankruptcy counseling session, some work with your lawyer on gathering together all of your expenses and liabilities and assets and income, a meeting of creditors and a post-bankruptcy debtor education course are the basic parts of the process.

  • Stop Harassing Creditor Calls
  • Stop Garnishments and Attachments
  • Stop Lawsuits
  • Stop Foreclosures
  • Exempt Most or All of your Assets to Keep them from your Creditors
  • Discharge your Debts Once and For All; and
  • Get a Fresh Start!

 

Keep your home by filing Chapter 13

Under Chapter 13, You Can Pay Your Mortgage Arrears over Time

Chapter 13
Chapter 13 of the Bankruptcy Code is a “reorganization” for consumers. It is a softer form of bankruptcy in which you agree to pay something to your creditors over a period of 3 to 5 years. Often a Chapter 13 bankruptcy will make sense if you are behind on your mortgage and need time to catch up on the payments. Also, if you have assets for which there is no available exemption, paying into a Chapter 13 plan could make sense.

  • Stops Creditor Harassment
  • Stops Law Suits
  • Stops Foreclosures
  • Cure Your Mortgage Over Time
  • Catch up on Car Payments
  • Pay Creditors a Fraction of Their Claims
  • Get a Bankruptcy Discharge; and
  • Get a Fresh Start!
Robleto Law
Free Consultation – Free Parking – Low Flat Fees
239 Fourth Avenue #1619
Pittsburgh, PA 15222
(412) 925-8194